Being poor costs more. Slide the income to see how much.
Annual poverty premium
12.2%
Premium as % of income
The poverty premium is the extra cost of being low-income — higher interest rates, check-cashing fees, food desert markups, emergency care instead of preventive care. These aren't choices. They're the cost of not having enough to access the cheaper option. This is one of the reasons Foundation argues for UBI as infrastructure, not charity.